Please read these Terms of Use (“Terms”, “Terms of Use”) carefully before using Solex™, and/or Solex™ eDelivery Methods (the “Services”). Your access to, and use of, the Services is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Services. By accessing or using the Services, you agree to be bound by these Terms. If you disagree with any part of the Terms, then you may not access the Services.

Termination

We may terminate or suspend access to our Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Intellectual Property

All copyright, trademarks, design rights, patents, and other intellectual property rights (both registered and unregistered) in and on the Services and content belong to us and/or third parties. We reserve all of our rights in the Services and content. Nothing in the Terms grants you a right or license to use any trademark, design right, or copyright owned or controlled by us or any other third party except as expressly provided in the Terms.

Links to Other Websites

Our Services may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such websites or services. We strongly advise you to read the Terms and conditions and privacy policies of any third-party websites or services that you visit.

Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of Idaho, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Services, and supersede and replace any prior agreements we might have between us regarding the Services.

Changes

We may, at any time, and at our sole discretion, modify these Terms of Use, including our Privacy Policy, with notice to the User. Any such modification will be effective immediately upon public posting. Your continued use of our Services and this Site following any such modification constitutes your acceptance of these modified Terms.

Performance

You understand that the Service may not perform as intended at all times. You agree that we are not responsible for any interruption in, or delay of the transmission of the provided documents due to communication line failure, system failure, or other circumstances beyond our control. The information displayed on the documents is based on information previously provided by you. If you believe you have discovered an error or discrepancy in the documents presented by the Service, you agree to contact us immediately to inform us of such error or discrepancy.

Overview

This policy defines our commitment to the privacy and confidentiality of client and borrower information which we may obtain through the performance of services in the normal course of our business.

What is Solex

Solex™ is a comprehensive, efficient, secure, and convenient electronic signature platform that enables you to electronically receive and/or eSign documents.

Nonpublic Personal Information

We may receive Nonpublic Personal Information (NPI), as defined forth in Section 509 of the Gramm-Leach-Bliley Act (P.L. 106-102) and/or any federal regulations that implement the act, as needed to perform services under our contracts. Any NPI we collect is used only as necessary in connection with services provided to you. We will not disclose any such NPI to any other person, except as necessary to provide services or as required by applicable law. We limit access of NPI to employees who reasonably need such information in order to allow us to provide services. We require such persons to maintain the confidentiality of all NPI.

Security

We maintain appropriate security to limit physical access to our data center and network components, all of which meet or exceed the minimum standards as defined and/or required by applicable laws. We maintain appropriate technical security layers such as authentication of system users, firewalls, and virus scanning. We maintain appropriate software and procedures for preventing, detecting and responding to security breaches.

We may use a small text file called “cookie” in the browser files to guide our users though our application. The cookie itself does not contain any Nonpublic Personal Information although it will enable us to relate the use of this site to the information that you have specifically and knowingly provided. Cookies are harmless to your computer.